USDA Guarantee Rural Housing Purchase Program In Colorado

- 100% Loan to Value – No down payment
- Down to 620 FICO Score
- Income Ratio’s up to 39/47
- House hold Income cannot exceed 115% of Medium Income in Mesa County
- Low Guarantee Fee 1.00% up front financed and .35% Annual Monthly
- 1 Unit Single Family Homes only

- Rural Areas only: Fruita, Mack, Loma, Palisade, Whitewater, one strip in Grand Junction in the 81504 zip code area.  For eligibility check:

- Can’t own any other property at time of purchase
- Can’t qualify for a 20% down Conventional Mortgage
- 2/1 Temporary Buydowns are allowed

For more information please contact Rhonda at:
Rhonda Sherman, Owner
License # 100008357 NMLS # 381084
145  Grand Ave., Suite B 
Grand Junction, CO 81501 
(970) 257-1502 or 250-8613 
Website: Dependable Mortgage Co. (apply online 24/7)

Equal Housing Lender
Regulated by Real Estate Division

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